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5050 Crowdfunding Review – Cash Gifting Or Pyramid Scam?

Welcome  to my 5050 Crowdfunding review. Cash gifting schemes are the second most shady way to make money online. They follow just behind ponzi scams. Now whilst I will agree with the bloggers that say cash gifting is not a ponzi, I have a difference of opinion when it comes to their legal status.

In no way, shape or form is 5050 crowdfunding legal. It is a straight up pyramid scheme. Not quite a ponzi, but completely illegal in itself.

Usually a couple of google searches is all you need to find out if cash gifting is legal, however sometimes google can produce really misleading results. The problem in this case, is caused by affiliate bloggers pushing these schemes into the top pages in google. If you have heard of this program and are trying to do your due diligence, you need to be careful that you are getting unbiased information.

The sheer number of unethical bloggers pushing these cash gifting scams makes it difficult to find legitimate ways to make money online.  Anyhow, this one is pretty shady and it’s going to be very short lived, so be careful! Naturally, I do not promote, nor I am I affiliated with 5050 Crowdfunding.

50/50 Crowdfunding – Summary

Product Name: They don’t have a product, the definition of a pyramid!

Key Figures:  David T Rosen

Product Type: Cash Gifting

Price: $250, $500, $1000, $2000 or $4000. No fee to be an affiliate.

Summary:  This won’t make the 2 year mark. I expect it to collapse. Anyhow, here is how it works.

2×2 matrix with 6 positions to fill.

  • $250 matrix – gift $250 in and receive $750 in gifting payments
  • $500 matrix – gift $500 in and receive $1500 in gifting payments
  • $1000 matrix – gift $1000 in and receive $3000 in gifting payments
  • $2000 matrix – gift $2000 in and receive $6000 in gifting payments
  • $4000 matrix – gift $4000 in and receive $12,000 in gifting payments


Rating: D 

Verdict: I am sure you can make money with this. Just a bit too shady for me!

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Quick Navigation

What Is 50/50 Crowdfunding?

50/50 Crowdfunding is a cash gifting scheme. Cash gifting has been around since the late 90’s and was booming in the early 2000’s. Plenty of people say they are legal, I am not so sure. They are very unstable and several have been shut down by regulatory authorities.

I know what you are thinking right? I am just bashing this program because I don’t promote it. Truthfully, I would never promote something which I feel is unethical. I have given lots of high reviews for programs that I don’t promote. I just call it like I see it. If you happen to join my program, then that’s just a bonus.

So if you contemplating joining 5050 Crowdfunding, the first step is to sign up. There are different membership levels from $250 up to $4k.

50/50 crowdfunding operate with a 2×2 MLM matrix.  You have to join at a certain level, so that you are qualified to earn commissions on that level. If the program cycles and you are not qualified for that level, the commission will pass-up to the next qualified person above you.

Lets see an example: Imagine that you buy in at the $500 level, that means that you can only earn commissions on that amount of cash that you gifted. You won’t be able to earn from any higher amounts.

Continuing with our example, let’s that you get a signup whom joins at the $5k level. You will only earn on the $500 level and the rest will pass-up. If you are a founding member with no sponsor, it will pass up to 5050 Crowdfunding.

This means that if you do not go all in, you can potentially miss out on the higher commissions. These type of things are okay if you have a big network and can afford to buy in at the top level. Inexperienced marketers are better off joining a program that teaches you actual marketing.

You must refer also, otherwise you get zero back on your investment. There are no products to get use out of, so if you don’t think you can refer people, you will have nothing to show for the investment.

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50/50 Crowdfunding Compensation Plan

Gifting payments across all five of 50/50 Crowdfunding’s cycler are as follows:

  • $250 matrix – gift $250 in and receive $750 in gifting payments
  • $500 matrix – gift $500 in and receive $1500 in gifting payments
  • $1000 matrix – gift $1000 in and receive $3000 in gifting payments
  • $2000 matrix – gift $2000 in and receive $6000 in gifting payments
  • $4000 matrix – gift $4000 in and receive $12,000 in gifting payments

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What I Like About 50/50 Crowdfunding

Fast Easy Cash.

The 2X2 matrix cycles like crazy with very little recruiting. If you think you can refer 2 or 3 people, you will get paid out fast. If you think you can recruit even more, then you will make plenty of cash.

Just Point & Go.

A lot of online marketing programs have a steep learning curve. You have to spend a month or two learning how everything works before you are going to make any money.

With 50/50 Crowdfunding, you don’t have to spend time learning about the product. There is no product!

Experienced Founder.

David T Rosen knows how to get a cash gifting program up of the ground. This is his second in just 12 months. At least he knows a thing or two about cash gifting programs. Experience always counts for something.

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What I dislike about 50/50 Crowdfunding

Hmm, Is This A Pyramid Scheme?

There is no product at all here, so more than likely it’s a pyramid scheme. Legislators are playing catch up with these types of programs. Eventually though, there is a pretty good chance of this getting shut down.

Founder Has A Track Record Of Short Lived Cash Gifting Programs.

David T Rosen is on his third cash gifting program. 50/50 Crowdfunding is actually his second in a year. His previous programs are Pie 24/7 and Cooperative Crowdfunding. The previous programs all collapsed. 

Sure you can make some quick cash but this is not a long term program.

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The Real Deal With 50/50 Crowdfunding

Maybe quick cash is what you are looking for. If that sounds like you, then this might be a good option for you. Just don’t expect it to be around for a long time.

It’s probably illegal, so if that bothers you stay away.


If you like cash gifting, then go for it. I am giving this a D and will not be joining.


Julian Leahy

How I Make A Living

I have developed a strategy using a legitimate affiliate program that allows me to hangout at home with the kids all day.

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  1. Mike Larzelere

    Well, 5050 is still going and might say fairly strong. You wrote this article in November of 2018 and it is March of 2019. I’m sure you are still thinking it could be shut down. however because something does not have a physical product does not automatically classify it as a a pyrimid. The definition of a pyrimid scheme is the base supports the top few, that is money funnels up. In 5050 you are put in a group and you get money as people come into the group. You can even get money without sponsoring, although you will have to sponsor someone if you want to move into another group. So, my conclusion, 5050 will be around for a while, a long while.

  2. Bob Lewis

    KNOW HIM PERSONALLY—-live with his EX for 8 years——Rudimentary Ponzi Scam —–total nonsense from David Ishmael ( his birth name and East York Collegiate name–where he graduated Grade 11. KEEP YOUR hard-earned $$ in your pocket…or he’ll buy his 5th car with OTHER PEOPLE’S $$$$ Don’t be a sucker

  3. Bob Lewis

    David T(he) (” Beggarman) Rosen spends his life begging people for their hard-earned money…..Begging is begging whether on the street or over the internet—It’s just SAD!! The ONLY way to double your $$$ with The Beggarman is to fold your bills in half and put then back in your pocket!

  4. Valentina

    When i just learnt of this business and the person who runs it, i did my fair share of research and wondered why a lot of persons have so many negatives to say.
    Sadly, i can second that.
    First off, let me say this isn’t coming from a place of hatred or jealousy, but from my solid and truthful mind. I can and will be prepared to defend everything written below with the use of audios, videos, text messages etc.
    David T Rosen, formerly Davy Ishmael, is indeed an awful person who’s scamming everyone he crosses path with. Lets talk about his character for a bit. I know of a fine young lady he took from a strip club, promised her a better job and a life full of everything she ever wanted without having to strip for it. She agreed as working in the club wasn’t ideal for her. Davy/ David exploited the young lady, gave her an STI and was asking for babies, left her stranded in a foreign place with no money, no ride nor idea of how to get back to where she was, invited her to go on a trip with him then called the police on her to say she is an uninvited guest. Of course they threw her out in a foreign country. This evil bastard even recorded her while having sexual intercourse and other actions with her and threatens to release it. All of this happened because she told him she was walking away from the “better future” he promised her. She said she had to endure torture and disrespect from Davy/ David daily but she stayed trying to find the good in him. (I guess she loved him) David/ Davy told this young lady that she should bring his business ideas back home and help him scam money. She refused and told him that a pyramid scheme is illegal in her country and she can be jailed for it . She said when she refused he began showing funny faces and thats when she began realising he’s a toxic person. This young lady has heard him brag about scamming people and taking all their money. She said David/ Davy targets people who’re looking for a better way out of life for example: a waitress/ waiter at a local restaurant, car washers, local securities etc. She said she has never seen / heard him approach a bank teller, a store owner or someone of high society. This should tell you he has a specific target and is willing to use people to get to the top. Bottom line, Davy Ishmael/ David T Rosen is operating an ILLEGAL GIFTING SCHEME and on top of that, HE’S A TERRIBLE PERSON. This man talks to people any way he feels, disrespects and uses them. Can you imagine how many other persons he’s done this to? This man must be stopped. He’s not on speaking terms with his own parents and other relatives for many reasons. If you check his facebook page you’ll notice he has friends who’re from India, China, Africa etc. No one close to him or in his home town will tolerate his foolishness so he markets to people who’re very far away. He treats everyone like they’re nothing in order to feel like he’s on top. Have you heard how he talks to his workers? Someone else mentioned it in another comment either on this website or another but i’ve now realised they were speaking the truth. Someone else also said David/Davy was charged for raping a female and was brought out of his apartment in cuffs. The young lady said she told him no once since she was menstruating and he still went ahead and did his thing. I cannot verify both statements that came from other persons, but the young lady sure as hell can say the same thing happened to her. I mean, if your’e scamming scam away. I’ve come across a lot of scammers and gave a blind eye but do you also have to be cruel and heartless? I guess the profession embodies all of the above. I cannot fathom why someone so grown (he’s almost 60) carries on like this. You gotta be beyond sad and sick in your head to be doing this to people.
    You might see this same comment on other websites and i’m only trying to let everyone know how awful this person is.
    DO NOT give him your money. I repeat, DO NOT!!! If you really need to invest in order to get money back, go guy and resell some cheap items online. I know many of you have fallen or will fall into his trap simply because you needed / need money and he sounded/ sounds sincere, but either keep your money or buy and resell goods.
    This man is the art of lying.
    He’s mastered it so much that if lying had a face, it would be his.

  5. Meagan

    Mr Ishmael is in the process of having a lawyer file a petition to have this website and others that reflect negatively on his “image” removed. I urge you to do whatever you can to secure your website. People need to know the truth about him and his scamming business. I was working for him without knowing the truth about what he does and when that day came, I knew I didn’t want to progress by stealing from people. Spread the word and secure your websites as he’s pretty confident that they’ll be removed soon. Clearly they’re working well and people are becoming sensible so please keep it going. A crime is a crime and everyone he’s preying on should know the truth. His next target is Egypt and some parts of Asia.

  6. Bob Lewis

    I have know David T Rosen ( aka Davy Ismael, his birth name). I have lived with his ex ( his baby Mama) for 10 years. He is a 100% SCAMMER AND THIEF. He was taken out of our condo at 99 Harbour Square by the police in handcuffs and shackles for RAPING a tenant. This CONVICTED WOMAN BEATER is an arrogant, narcissistic, poor excuse for a man.. He will take from anyone..handicapped, seniors–sick

  7. Bob underwood-Lewis

    Valentina…. You are 100% correct!! Hopefully your comments have saved people from throwing their hard-earned money away. I hear that he now has family working with him in this disgusting low-level scam… He has now gone to a whole new low . He is as despicable a father as he is a human being—and that takes some real doing. But anyone who knows him as I have for 10 years is not surprised at all as to the depths his greed will go. He has no problem dragging family members into his cesspool if he can make a dollar more

  8. Bob underwood-Lewis

    Summer is almost over and Christmas will soon be upon us… you know what that means??? David ‘The BEGGARMAN” Ishmael Rosen needs to buy gifts FOR HIMSELF.. He will be out in full force begging for your money.. BE Berry Berrry Careful. Hold on tight to your money. Don’t give this convicted woman beater your hard earned money… Make him do something novel—–work for a living with his Grade 11 intelligence!!

  9. Bob underwood-Lewis

    Here is person David R Rosen/ David Ishmael who has ruined the lives of hundreds , if not thousands of people in order to appear a success. That is the definition of a sick human being with no moral compass. Who raised this thing?

  10. Bob underwood-Lewis

    For all of you whom David T Rosen (aka Ishmael ) has stolen from, watched him RIP PEOPLE OFF and had your hard-earned money lost to his scams——in his own words ” I got my moral compass from my Mother””…..lovely!

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